{"id":13626,"date":"2025-01-15T15:45:28","date_gmt":"2025-01-15T15:45:28","guid":{"rendered":"https:\/\/zacksim.com\/blog\/?p=13626"},"modified":"2025-04-14T17:29:26","modified_gmt":"2025-04-14T17:29:26","slug":"is-your-portfolio-balanced-heres-how-to-make-sure-it-stays-aligned-with-your-goals","status":"publish","type":"post","link":"https:\/\/zacksim.com\/blog\/is-your-portfolio-balanced-heres-how-to-make-sure-it-stays-aligned-with-your-goals\/","title":{"rendered":"Is Your Portfolio Balanced? Here’s How To Make Sure It Stays Aligned With Your Goals"},"content":{"rendered":"\n

Mark D. from Cedar Falls, IA asks: <\/em>Hi Mitch, I consider myself to be a long-term investor. I diversify and don\u2019t try to get too caught up in trends or fads. My gut is telling me not to make any changes to my portfolio after two strong years. Would you agree that the outlook calls for a \u201cset and forget\u201d approach?<\/p>\n\n\n\n

Mitch\u2019s Response:<\/strong><\/p>\n\n\n\n

Thanks for writing, Mark. I appreciate your characterization of being a long-term investor \u2013 it\u2019s great to hear. It is almost always in an investor\u2019s best interest to determine an asset allocation that will help you achieve your long-term goals and cash flow needs and then stick to it long-term unless your objectives change.1<\/sup><\/p>\n\n\n\n

Assuming that your current diversified approach is appropriate relative to your objectives and risk tolerance, I would say yes\u2014you should stick with it in 2025. But there\u2019s an important piece of advice that applies in the new year: don\u2019t forget to rebalance your portfolio to ensure your portfolio aligns with your target allocation.<\/em><\/p>\n\n\n\n

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